The Hanover Insurance Stock Performance

THG Stock  USD 174.14  0.38  0.22%   
Hanover Insurance has a performance score of 3 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.11, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Hanover Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding Hanover Insurance is expected to be smaller as well. Hanover Insurance right now retains a risk of 1.13%. Please check out Hanover Insurance semi variance, day typical price, and the relationship between the maximum drawdown and accumulation distribution , to decide if Hanover Insurance will be following its current trending patterns.

Risk-Adjusted Performance

Soft

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in The Hanover Insurance are ranked lower than 3 (%) of all global equities and portfolios over the last 90 days. Despite nearly stable technical indicators, Hanover Insurance is not utilizing all of its potentials. The recent stock price disturbance, may contribute to mid-run losses for the stockholders. ...more

Actual Historical Performance (%)

One Day Return
0.22
Five Day Return
2.13
Year To Date Return
(2.75)
Ten Year Return
114.22
All Time Return
618.1
Forward Dividend Yield
0.0219
Payout Ratio
0.2742
Forward Dividend Rate
3.8
Dividend Date
2025-12-26
Ex Dividend Date
2025-12-12
1
Hanover Insurance Group Assessing Valuation Following Launch of HSIP Advantage for High-Hazard Businesses
11/13/2025
2
The Hanover Insurance Group Now Covered by Royal Bank Of Canada
11/26/2025
3
Does Hanover Insurance Groups Higher Dividend Payout Reshape Its Capital Allocation Story For THG
12/10/2025
 
Hanover Insurance dividend paid on 26th of December 2025
12/26/2025
5
Acquisition by Richard Lavey of tradable shares of Hanover Insurance subject to Rule 16b-3
12/29/2025
6
Should Value Investors Buy The Hanover Insurance Group Stock
12/30/2025
7
Steady Leadership at a Defining Moment YWCA Hanover CEO Emphasizes Continuity, Community, and the Path Forward
12/31/2025
8
Govt allocates 100 million to rehabilitate Anchovy, St James to Shettlewood, Hanover roadway
01/07/2026
9
1 Insurance Stock on Our Buy List and 2 We Brush Off
01/13/2026
10
Is The Hanover Insurance Group Stock Undervalued Right Now
01/15/2026
11
Disposition of 3623 shares by Jane Carlin of Hanover Insurance subject to Rule 16b-3
01/23/2026
12
Why Hanover Insurance is Poised to Beat Earnings Estimates Again
01/27/2026
Begin Period Cash Flow316.1 M
Total Cashflows From Investing Activities-541.5 M

Hanover Insurance Relative Risk vs. Return Landscape

If you would invest  16,987  in The Hanover Insurance on November 3, 2025 and sell it today you would earn a total of  427.00  from holding The Hanover Insurance or generate 2.51% return on investment over 90 days. The Hanover Insurance is generating 0.0464% of daily returns assuming volatility of 1.1316% on return distribution over 90 days investment horizon. In other words, 10% of stocks are less volatile than Hanover, and above 99% of all equities are expected to generate higher returns over the next 90 days.
  Expected Return   
       Risk  
Considering the 90-day investment horizon Hanover Insurance is expected to generate 1.18 times less return on investment than the market. In addition to that, the company is 1.53 times more volatile than its market benchmark. It trades about 0.04 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.07 per unit of volatility.

Hanover Insurance Target Price Odds to finish over Current Price

The tendency of Hanover Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 174.14 90 days 174.14 
about 74.71
Based on a normal probability distribution, the odds of Hanover Insurance to move above the current price in 90 days from now is about 74.71 (This The Hanover Insurance probability density function shows the probability of Hanover Stock to fall within a particular range of prices over 90 days) .
Considering the 90-day investment horizon Hanover Insurance has a beta of 0.11. This usually implies as returns on the market go up, Hanover Insurance average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding The Hanover Insurance will be expected to be much smaller as well. Additionally The Hanover Insurance has an alpha of 0.0032, implying that it can generate a 0.003157 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Hanover Insurance Price Density   
       Price  

Predictive Modules for Hanover Insurance

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Hanover Insurance. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
172.92174.05175.18
Details
Intrinsic
Valuation
LowRealHigh
156.73180.48181.61
Details
Naive
Forecast
LowNextHigh
180.08181.21182.34
Details
7 Analysts
Consensus
LowTargetHigh
181.55199.50221.45
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Hanover Insurance. Your research has to be compared to or analyzed against Hanover Insurance's peers to derive any actionable benefits. When done correctly, Hanover Insurance's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Hanover Insurance.

Hanover Insurance Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Hanover Insurance is not an exception. The market had few large corrections towards the Hanover Insurance's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold The Hanover Insurance, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Hanover Insurance within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0
β
Beta against Dow Jones0.11
σ
Overall volatility
5.77
Ir
Information ratio -0.02

Hanover Insurance Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Hanover Insurance for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Hanover Insurance can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
The Hanover Insurance has 784.1 M in debt with debt to equity (D/E) ratio of 0.34, which is OK given its current industry classification. Hanover Insurance has a current ratio of 0.35, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Hanover to invest in growth at high rates of return.
Over 90.0% of Hanover Insurance shares are owned by institutional investors
On 26th of December 2025 Hanover Insurance paid $ 0.95 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: Why Hanover Insurance is Poised to Beat Earnings Estimates Again

Hanover Insurance Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Hanover Stock often depends not only on the future outlook of the current and potential Hanover Insurance's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Hanover Insurance's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding36.4 M
Cash And Short Term InvestmentsB

Hanover Insurance Fundamentals Growth

Hanover Stock prices reflect investors' perceptions of the future prospects and financial health of Hanover Insurance, and Hanover Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Hanover Stock performance.

About Hanover Insurance Performance

By analyzing Hanover Insurance's fundamental ratios, stakeholders can gain valuable insights into Hanover Insurance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Hanover Insurance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Hanover Insurance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.03 
Return On Capital Employed 0.04  0.04 
Return On Assets 0.03  0.03 
Return On Equity 0.13  0.14 

Things to note about Hanover Insurance performance evaluation

Checking the ongoing alerts about Hanover Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Hanover Insurance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
The Hanover Insurance has 784.1 M in debt with debt to equity (D/E) ratio of 0.34, which is OK given its current industry classification. Hanover Insurance has a current ratio of 0.35, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Hanover to invest in growth at high rates of return.
Over 90.0% of Hanover Insurance shares are owned by institutional investors
On 26th of December 2025 Hanover Insurance paid $ 0.95 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: Why Hanover Insurance is Poised to Beat Earnings Estimates Again
Evaluating Hanover Insurance's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Hanover Insurance's stock performance include:
  • Analyzing Hanover Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Hanover Insurance's stock is overvalued or undervalued compared to its peers.
  • Examining Hanover Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Hanover Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Hanover Insurance's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Hanover Insurance's stock. These opinions can provide insight into Hanover Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Hanover Insurance's stock performance is not an exact science, and many factors can impact Hanover Insurance's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

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When running Hanover Insurance's price analysis, check to measure Hanover Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanover Insurance is operating at the current time. Most of Hanover Insurance's value examination focuses on studying past and present price action to predict the probability of Hanover Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanover Insurance's price. Additionally, you may evaluate how the addition of Hanover Insurance to your portfolios can decrease your overall portfolio volatility.
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